Naipunya Global helps U.S. citizens and Green Card holders living in India complete and coordinate their U.S.–India tax filings
➤ End-to-End Cross-Border Tax Solutions
➤ For U.S. Expats in India & Indian Residents with U.S. Assets
➤ U.S.–India DTAA & Compliance
➤ CPA-Led Team
Indian Services
Direct Tax Consultancy
As a leading US India tax consultant, we offer comprehensive advisory and compliance support to ensure you never pay more tax than necessary. Our services include:
• Determine residential status
• File ITRs, including U.S. coordination
• DTAA advisory
• Capital gains & TDS guidance
• PAN application/activation for NRIs
• Representation in assessments & appeal
Need a US tax consultant in Bangalore or anywhere in India? We are your reliable partner for cross-border compliance.
Indirect Tax – GST & Business Compliance
Compliance is key to smooth operations. Our team offers end-to-end GST services:
• GST registration for NRIs and businesses
• Periodic GST return filings and compliance support
• Advisory on GST applicability and classification
• Representation before GST authorities in assessments, audits, and appeals
As a trusted tax advisory firm, we ensure your business remains compliant with all Indian indirect tax regulations.
Accounting & Bookkeeping Services
Accurate financial reporting is the backbone of your business. Our US India tax consultants provide:
• Bookkeeping for businesses and individuals
• Preparation and maintenance of financial statements
• Payroll management and statutory compliance
Whether you need a US tax consultant in India or local bookkeeping, our team ensures your financial data is audit-ready.
Real Estate Tax Planning
Property investments often trigger complex tax events. We provide expert planning to:
• Optimize tax in property acquisitions and disposals
• Minimize tax on rental income and capital gains
• Ensure compliance with direct and indirect tax provisions
Our US India tax consultants ensure you don’t pay a penny more than necessary on your real estate investments.
Business Reorganization
We assist businesses in restructuring and reorganisation initiatives, including:
• Advisory on mergers, demergers, and amalgamations
• Tax-efficient structuring of business reorganisations
• Streamlining operations to enhance efficiency, compliance, and profitability
Engagement with Start-ups
Our firm supports India’s start-up ecosystem by:• Guiding start-ups through tax and regulatory frameworks
• Advising on entity structuring, registrations, and initial compliance
• Providing ongoing tax, accounting, and compliance support for sustainable growth
Your go-to US tax consultants in Bangalore for scaling your venture globally.
Company Law & Corporate Compliance
Handle your corporate obligations with confidence:
• Company & LLP incorporation
• ROC filings & statutory compliance
• Drafting resolutions/forms
• Director, shareholder, or share capital changes
Reliable corporate compliance from a leading India US tax consultant team.
Why Trust Us?
Our cross-border practice is led by U.S. Certified Public Accountants (CPAs), Chartered Accountants, and retired senior tax officers, ensuring full IRS and CBDT compliance. Your U.S. and Indian tax returns are prepared and reviewed under strict dual-nation standards. We guarantee zero third-party outsourcing, absolute data security, and full adherence to the Income Tax Act and U.S. tax codes.
Expertise
Global Perspective
Tailored Approach
Results-Oriented
Client-Centric
Our Mission
➤ Future-ready tax solutions
➤ Global taxation clarity
➤ Business empowerment focus
➤ Expertise-driven guidance
➤ Personalized client attention
➤ Trust-based partnerships
Our Values
➤ Client-first mindset
➤ Excellence in delivery
➤ Integrity at core
➤ Transparent practices
➤ Confidentiality assured
➤ Long-term commitment
Directors
Dr. John Joseph
Indian Revenue Service (Rtd) and Former Chairman of CBIC (Central Board of Indirect Taxes and Customs)
B.R. Balakrishnan
M.R. Narasimhamurthy
CPA – Certified Public Accountant (United States), Fellow Chartered Accountant, LLB – Bachelor of Laws, Associate Company Secretary, Insolvency Professional
Dr. John Joseph
Dr. John Joseph, director at Naipunya Global, is a highly accomplished civil servant with 36 years of distinguished public service. A member of the Indian Revenue Service (Customs and Indirect Taxes), he has contributed significantly to India’s indirect tax landscape. As Chairman and Member of the Central Board of Indirect Taxes and Customs (CBIC), he led several transformative initiatives that strengthened GST compliance and enhanced administrative efficiency nationwide. He is a proud recipient of the Presidential Award for Meritorious Service, recognising his exemplary dedication to the nation. With deep expertise in tax policy, enforcement, and customs regulations, combined with extensive experience combating tax evasion, Dr. Joseph provides comprehensive, practical, and strategic solutions to complex indirect taxation challenges.
B.R. Balakrishnan
B.R. Balakrishnan is a director at Naipunya Global and a former senior officer of the Indian Revenue Service (Income Tax). Over a distinguished career in public service, he held several leadership positions, including Principal Chief Commissioner of Income Tax and Director General of Income Tax (Investigation) for Karnataka and Goa, with earlier postings in Mumbai and Chennai.
He has been widely recognised for professional excellence and integrity. He received a Special Award from the Election Commission of India, presented by the Hon’ble President of India, for exemplary expenditure monitoring during the 2016 Tamil Nadu Assembly Elections. He is also a recipient of the Finance Minister’s Award for Excellence in Direct Taxes.
With extensive experience in handling complex matters relating to search, seizure, investigation, and assessment, Mr. Balakrishnan brings deep technical insight and strong analytical judgment to the firm’s advisory and compliance practice.
M.R. Narasimhamurthy (Mr. Murthy)
M.R. Narasimhamurthy, director at Naipunya Global, is a uniquely qualified professional combining multiple disciplines with international exposure. A Chartered Accountant with an LLB, Associate Company Secretary qualification, Insolvency Professional certification, and a U.S. Certified Public Accountant (CPA) degree, he excels in managing intricate tax matters, complex real estate transactions, and cross-border investments. Known for his innovative thinking and ability to deliver practical, customised solutions, Mr. Murthy has built a reputation for reliability and strategic insight. His cross-border presence, including establishing a branch in the United States, strengthens his ability to advise clients on international taxation issues. His diverse qualifications, versatile expertise, and multilingual abilities make him an invaluable asset to Naipunya and its globally oriented clientele.
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US Tax Filing for Americans & Green Card Holders with Indian Income
IRS-compliant US tax returns, including Indian income, assets, FBAR & FATCA are handled by US-experienced professionals. We pride ourselves on:
- US tax filing even if you live in India
- Indian rental income, capital gains & bank accounts
- FBAR, FATCA & India–US DTAA considerations
- CPA-led review and oversight
We’re not your typical Accounting firm, we’re the best in the town
At Naipunya Global, we make US tax filing simple for NRIs, expats, and Indians in the US. Based in Bangalore, our team of CPA holders and tax experts specialize in US Federal & State returns, FBAR/FATCA compliance, and double taxation relief. With a blend of global expertise and local support, we ensure your taxes are filed accurately, on time, and stress-free.
We pride ourselves on:
Accuracy & Compliance → Every return we file adheres strictly to IRS and Indian tax laws.
Global Perspective, Local Presence → With an office in Bangalore, we combine the accessibility of a local consultant with the expertise of a global tax advisor.
Proven Track Record → From first-time filers to complex expat taxation cases, we’ve helped clients navigate their US tax obligations smoothly.
At Naipunya Global, we understand that taxes are not just numbers – they’re about your peace of mind. That’s why we’re committed to making US tax filing stress-free, transparent, and penalty-proof for every client of ours.
Who Handles Your US Tax Return?
➤ Reviewed / signed by a US-experienced CPA
➤ Experience with IRS filings for overseas taxpayers
➤ Familiar with India-US DTAA, FBAR, FATCA
➤ Secure handling of sensitive financial data
Who Needs US Tax Filing?
If you are a US citizen, Green Card holder, or an NRI with income from the US, you are required to file US tax returns, no matter where you live. This includes:
US Citizens and Green Card Holders Residing in India
Individuals and business entities in the US with Indian income, investments, or real estate
Individuals and Business Entities in India with Connections to the US
Startups and Small Businesses in India with Ties to the US
Filing correctly not only keeps you IRS-compliant but also helps you claim benefits under the Double Taxation Avoidance Treaty (DTAA).
Am I Required to File?
US Citizens and Green Card
Holders Residing in India
Confusion about US federal and state reporting requirements.
Understanding the taxability of Indian and US income.
Do US citizens living in India still have to file US tax returns?
The US tax system is based on citizenship, not residency. This means that if you hold a US passport or a Green Card, you must file a US tax return, even if you live and work outside the US.
Our Servicesc
We provide end-to-end support for US citizens and Green Card holders residing in India, covering both US and Indian tax obligations. This includes assessing taxability under US and Indian laws, preparing and filing all required US forms such as Form 1040, state tax returns, FBAR (FinCEN Form 114), FATCA (Form 8938), and any other relevant forms. On the Indian side, we handle all tax filings and statutory compliances. We also offer tax optimization and planning by identifying eligible deductions, exemptions, and credits, applying DTAA, FEIE, and FTC to prevent double taxation, and providing strategic guidance for the upcoming year. Finally, we ensure all filings are accurate and timely, offer personalized advice to minimize tax liability, and provide a complete compliance report for you.
Individuals and business entities in the US with Indian income, investments, or real estate
Avoiding double taxation.
Reviewing investment structures to determine tax implications in both India and the USA.
Our Services
We provide comprehensive support for individuals and business entities in the US with Indian income, investments, or real estate. Our services include preparing and filing all necessary US forms such as Form 1040 to report worldwide income, FBAR (FinCEN Form 114) for foreign accounts over $10,000, FATCA (Form 8938) for specified foreign assets, capital gains reporting on Indian assets, PFIC reporting for Indian mutual funds, and handling foreign gifts, inheritance, estate, and gift tax planning. We also apply the Foreign Tax Credit (FTC) to offset US taxes with taxes paid in India. On the Indian side, we accurately report income from investments, optimize tax liability using DTAA provisions, and provide guidance on investment and income strategies to minimize double taxation. Additionally, we review and ensure all filings are accurate and timely, offer strategic advice for future investment and tax planning, and deliver a complete compliance summary.
Individuals and Business Entities in India with Connections to the US
Our Services
We provide end-to-end support for individuals and businesses in India with US connections, helping them navigate both US and Indian compliance requirements. Our services include assessing taxability under Indian and US laws, filing all required Indian tax returns with accurate reporting of foreign transactions, maintaining transfer pricing documentation, and ensuring compliance with FEMA/FEMA-related provisions. On the US side, we assist with reporting US-source income, handling obligations such as FBAR, FATCA (if applicable), and filings for US-owned or controlled entities. We also provide tax optimization and planning strategies, leveraging DTAA provisions to minimize double taxation, and offer personalized advisory to structure investments and business operations efficiently. Finally, we ensure all filings are timely and accurate, and deliver a comprehensive compliance report.
Startups and Small Businesses in India with Ties to the US
Understanding cross-border compliance requirements for US and Indian operations.
Structuring investments, funding, and revenue streams to minimize tax liability.
Our Services
We provide comprehensive support for startups and small businesses in India with US connections, covering both Indian and US compliance requirements. Our services include evaluating taxability under Indian and US laws, filing all necessary Indian tax returns and ensuring proper reporting of foreign transactions, managing transfer pricing documentation, and maintaining FEMA compliance for foreign investments or funding. On the US side, we assist with reporting US-source income, preparing and filing required forms such as FBAR or FATCA (if applicable), and handling filings related to US-owned or controlled entities. Additionally, we offer strategic tax planning to optimize business structures, investments, and operations, leverage DTAA provisions to reduce double taxation, and provide ongoing advisory to support growth and compliance. All filings are completed accurately and on time, with a full compliance summary delivered to you.
Who We Help
Challenges We Solve
US taxation can be complex, especially when you’re managing finances across two countries. At Naipunya Global, we help NRIs, expats, and Indians in the US overcome these common challenges. At Naipunya Global, we turn these challenges into smooth, stress-free compliance, so you can focus on your work and life without worrying about taxes.
Dual Taxation Confusion
Uncertainty about paying tax in both India and the US? We apply DTAA provisions to ensure you don’t pay tax twice on the same income.
Missed Deadlines & Penalties
IRS deadlines differ from Indian tax timelines. We help you stay on track, avoiding unnecessary penalties.
FBAR & FATCA Compliance
Failure to report overseas accounts can result in heavy fines. Our team ensures full compliance with reporting requirements.
Complex Income Structures
Salary in one country, investments in another, rental income in both—no matter how complicated, we simplify and file correctly.
Green Card & US Citizen Obligations
Even if you live in India, US citizens and Green Card holders must continue filing US tax returns. We manage this end-to-end.
IRS Notices & Past Errors
Worried about IRS notices or past filing mistakes? We assist with amendments, back filings, and issue resolution.
Why
Choose
Us?
When it comes to US tax compliance for NRIs and expats, you need more than a regular accountant, you need a team that understands both US and Indian tax systems inside out. Here’s why clients across the globe trust us:
US Tax Experts in Bangalore
A rare blend of CPA holders, tax advisors, and CAs with deep expertise in US taxation.
Specialization in NRI & Expat Taxation
100% Compliance & Accuracy
No more stress about IRS notices or penalties, every return is filed with precision and in full compliance.
Global Knowledge, Local Support
Have tax questions?
Ask us or find your answer here
Who is required to file a US tax return?
All US citizens and green card holders must file an annual US tax return, regardless of where they live or where their income is earned. Certain visa holders (like H-1B, L-1) may also be required to file if they meet US residency rules.
I live in India but am a US citizen/green card holder. Do I still need to file?
Yes. The US taxes its citizens and green card holders on their worldwide income, even if you live permanently outside the US.
What if I have no income or income only in India – do I still need to file?
Yes, in most cases. Even if your income is entirely from India, you still have a US filing obligation. The return ensures you remain compliant and can also help you claim credits and exclusions to avoid double taxation.
Do I need to report my Indian mutual funds, PF accounts, or insurance policies?
Yes. US rules require disclosure of many foreign financial accounts and investments, including Indian mutual funds, Provident Fund (PF), and some insurance policies. Reporting requirements vary, and we guide you on what needs to be disclosed.
What documents do I need to provide for US tax filing?
Typically, you’ll need: Indian income tax return and Form 26AS, Bank interest certificates, Investment statements (mutual funds, insurance, PF, etc.), Salary slips or Form 16 (if employed in India), and any US income documents (like W-2 or 1099). We’ll provide you with a checklist to make this simple.
Do you also help with Indian income tax returns?
Yes. Since we specialize in both US and Indian taxation, we can prepare and coordinate both returns so that credits and treaty benefits are correctly applied.
I plan to surrender my green card. Do I still need to file?
Yes. You must continue filing until your green card is formally surrendered. In some cases, an exit tax may apply. We can help you navigate this process.
What is the deadline to file a US tax return if I am living outside the US?
The standard US filing deadline is April 15. However, US citizens and residents living abroad automatically get a two-month extension until June 15. You can also apply for an additional extension up to October 15.
Will I be taxed twice – in both India and the US?
No. The US has provisions like the Foreign Tax Credit (FTC) and Foreign Earned Income Exclusion (FEIE), and also a tax treaty with India. These ensure that you don’t pay tax twice on the same income.
What is FBAR and do I need to file it?
If you are a US citizen or green card holder and your aggregate foreign bank balances exceed $10,000 at any time during the year, you must file an FBAR (Foreign Bank Account Report). This is separate from your tax return.
How much do you charge for preparing a US tax return?
Our fees depend on the complexity of your return and whether Indian and US filings are both required. We keep our pricing transparent and provide a clear quote upfront—no hidden costs.
What are the penalties for not filing US tax returns as a citizen abroad?
Penalties can be severe, especially for non-reporting of foreign accounts (FBAR/FATCA). However, the IRS has programs like the Streamlined Filing Compliance Procedures that allow you to catch up without heavy penalties if you’ve missed past filings.
Do I need to file US state tax returns as well?
That depends. If you lived or worked in a US state during the year, or still have ties like property or business income there, you may need to file a state return. We’ll review your situation and guide you.
How do you keep my data safe?
We use secure, encrypted channels for all document sharing and communications. Your financial information remains confidential and is never shared without your consent.
Blog
FATCA and FBAR Compliance for U.S. Taxpayers & Expats Living in India
Tax compliance extends well beyond the reporting of income. Many U.S. citizens, Green Card holders, and dual taxpayers residing in India continue to...
U.S. and Indian Tax Compliance: A Guide for Cross-Border Professionals & Expats
For individuals managing financial and professional ties across both countries, navigating taxes across two jurisdictions is a regular reality....
Supreme Court ruling in AAR vs Tiger Global
The Supreme Court’s decision in AAR v. Tiger Global marks a material shift in India’s approach to treaty interpretation, advance rulings, and...
Directors
M.R. Narasimhamurthy
CPA – Certified Public Accountant (United States), Fellow Chartered Accountant, LLB – Bachelor of Laws, Associate Company Secretary, Insolvency Professional
Dr. John Joseph
Indian Revenue Service (Rtd) and Former Chairman of CBIC (Central Board of Indirect Taxes and Customs)